Bpi Time Deposit
Interest: 3.90% Minimum initial deposit: P100,000. Terms: 30, 60, 90, 180, 360 days, 2. With a time deposit, you’re allocating a certain amount of money for a fixed period of time with a corresponding interest rate—during which the amount cannot be withdrawn. Time Deposits are also insured by the Philippine Deposit Insurance Corporation or PDIC so you can rest assured that your money is in a safe place.
Time Deposit Accounts - Plan Ahead
Plan Ahead is a 5-year time deposit with a high rate fixed for the entire term, allowing protection from ever-changing market rates. Thinking about the future can be complicated, but saving for it shouldn’t be. Grow your hard-earned savings with BPI Family Plan Ahead.
Rates are valid from March 1 - 31, 2021.
Account Features
- Fixed interest rates
- Tax-free interest for optimized earnings*.
- Choice of when you want to withdraw your interest earnings:(1) Plan Ahead Monthly Income – interest earnings are credited monthly via deposit to an ATM account;(2) Plan Ahead Lump Sum – interest earnings are paid at the end of the 5-year term
Bpi Time Deposit Computation
Deposits are insured by PDIC up to P500,000 per depositor.
Bpi Time Deposit Interest
*Plan Ahead is exclusive for individual account holders only. Pre-termination / closing of account before the 5-year term ends is subject to interest rate and withholding tax penalties.
Bpi Time Deposit 5 Years
